Livery Insurance

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Livery cars must meet the standards set by the Taxi and Limousine Commission in New York to operate legally within the city limits. This means you need sufficient livery insurance coverage, a TLC plate, registration, and license. At A&C Brokerage, we can help you get comprehensive livery insurance. As a company that has been a part of this industry for several years, we know what drivers need to do to meet the regulatory body’s standards.

Livery Vehicle Insurance in New York City

Livery or car service vehicles ferry travelers from one point to another for a set fee. They are a pre-arranged service that involves no more than six passengers and are charged on a flat rate, mileage, time, or zone basis. Black cars have a payment restriction, so over 90% of all payments should be made through cards or other traceable transaction mediums. Livery vehicle services have no such limitation and can accept payment in cash, card, transfers, etc.

All vehicles in this category must have livery car insurance. TCL requires all drivers to have minimum liability insurance of $100,000 per person, $200,000 per incident, and $300,000 for personal injury protection.

This can vary based on the type of vehicle you have. As livery vehicles are restricted to ferrying no more than six passengers, you can find an affordable policy with some research and expert assistance.

Insurance for Livery Car

Finding the right insurance for a livery car can be difficult because there are many options available in the market. Every insurance provider in the industry has different policy combinations. Our experts will assess your requirements carefully before recommending solutions that work. There are different types of policy options, such as:

Taxi insurance
Black car or limousine coverage
Non-emergency medical transportation insurance
Rideshare coverage

Consult with our experienced auto livery insurance brokers to get a better idea about the policies and how they can benefit you.

Affordable Livery Insurance in NYC

The cost of insurance depends on several factors. Many people mistakenly believe that the most expensive option provides the best coverage, and the cheapest plan offers truly little coverage.

Different drivers require different kinds of policies. As experienced brokers, we aim to strike the right balance between cost and coverage. Our experts make sure you can pay the premium comfortably but still have sufficient protection.

The cost of for-hire livery insurance in New York City depends on factors like driver history, vehicle use, driving conditions, and coverage needs. It is possible to get a combination of useful policies that cover specific areas. For example, if you are concerned about theft, getting a full insurance plan and a regular liability policy can help. Our team will develop the most comprehensive coverage and make sure it fits your budget without any problems.

If you want to know more about livery insurance in NYC or need advice, don’t hesitate to reach out to us at A&C Brokerage. You can call (212) 942-6339 or use our contact form to get in touch.